The engine room of wealth management

The best wealth management structures in the world cannot deliver the financial benefits they promise without the momentum of underlying investment performance. Recognising this fact, Generali Worldwide has invested time and resources to provide an appropriate range of institutionally discounted funds, each selected to provide quality and choice.

Generali Worldwide offers investors a comprehensive choice of investment alternatives, selected on the basis of providing a high quality of investment performance and monitored to ensure that the highest standards are maintained.

Individuals within a corporate plan will invariably have a variety of investment profiles according to their personal circumstances and attitude to risk. We give the employer the chance to choose which funds best suit these diverse and changing needs.

Deposit Administration Funds

These funds are the most popular choice for employers and employees. They offer the advantages of a low risk rating combined with a guaranteed minimum interest and solid growth potential that provide an excellent foundation for effective savings and retirement planning. These funds are available in US dollars, euro, sterling and Swiss francs. Please see Deposit Administration Fund Reports for more detail.

Managed Funds

We offer a number of managed funds encompassing a variety of risk profiles. These provide a number of excellent investment options with potential higher returns from world stockmarkets. The range of funds includes investments based in the world's bond and equity markets and specialist asset classes. Please see Fund Range for more detail.

Segregated funds

Segregated funds, also known as 'own funds' are available to companies that sponsor more substantial savings and retirement benefits plans. Companies that have the critical mass to justify their 'own fund' can enjoy even greater flexibility and control over the investment management aspects of the plan. Whichever route a company determines as appropriate for them, the investment options have no front end charges.

Risk Ratings Table

Risk Ratings

	Low Risk Rating These funds are for investors who require a high degree of security as they offer low risk growth potential.
	Medium/Low Risk Rating These funds are for investors seeking capital growth with some price volatility as they offer a broad spread of investments across major world markets.
	Medium Risk Rating These funds are for investors seeking the potential of growth over the medium term as they invest in the world's major equity markets. However, it should be noted that the potential for superior growth is balanced by the increased risk of price fluctuations.
	Medium/High Risk Rating These funds are for investors seeking the potential of superior capital growth as they invest in the world's more specialist markets. However, it should be noted that the volatility in these markets increases the risk of loss.
	High Risk Rating These funds are for investors seeking the possibility of fast appreciation of capital as they invest in individual sectors or emerging markets. However, it should be noted that although these markets have the potential to deliver high returns this can be offset by large falls during periods of adverse volatility. The high risk/reward ratio of these funds usually makes them suitable only for a small part of a structured portfolio.

Important

Please note that there may be a difference between the currency in which you expect to receive your benefits (the currency of the plan you are invested in) and the currency of the investment fund into which you invest. Therefore, you will face a currency risk where exchange rate fluctuation will affect the gain / loss on your plan.

Please also note that all performance figures apply to the fund's base currency. If you invest in a fund through a currency other than its base currency its performance may rise and fall purely on account of exchange rate fluctuations.