Recent times have seen a significant increase in the number of internationally mobile employees. Structuring retirement and savings plans to address the specific needs and challenges that this group of employee’s face is a substantial task. Such issues include vesting, plan location and fund options.

Generali Worldwide has been addressing these exacting requirements for over a quarter of a century and have developed a range of tried and tested solutions that address the specific needs of international mobile employees.

A vital element of our offering is flexibility, enabling organisations to devise a solution that addresses the specific demands that they face. A choice of underlying structures underpin our solutions:

Defined Benefit Plans

These plans, also known as ‘Final Salary Schemes’, have a guaranteed retirement benefit based on the final salary and length of service of an employee. The responsibility for funding and meeting the guaranteed benefit is the employer’s.

Defined Contribution Plans

Defined Contribution Plans, also known as ‘Money Purchase Plans’, are company retirement plans that have a variable retirement benefit based on the contributions paid into the plan each year and the associated investment returns.

Continuation Options

An important element of any international solution is ‘portability’. Generali has developed a product called ‘Momentum’ to address this specific challenge.

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